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Credit Analyst

Assess credit risk and affordability to support lending decisions.

payments Avg: R48,000

description Overview

Credit Analysts evaluate financials, affordability, and risk, supporting lending approvals and portfolio health.

**A Day in the Life:**
Analyse statements, build credit memos, and support approvals committees.

schedule A Day in the Life

08:30

Review applications and priority deals

10:00

Analyse financials and affordability

13:00

Draft credit memos and recommendations

15:30

Committee support and queries resolution

trending_up Career Path

Step 1

Credit Admin

0-2

Step 2

Credit Analyst

2-6

Step 3

Senior Credit Analyst

6-10

Step 4

Credit Risk Manager

10+

Vital Statistics

Salary Range

R 25,000 - R 85,000

Soft Skills

fact_check Attention to Detail analytics Analytical Thinking chat Communication lightbulb Problem-Solving edit Professional Writing schedule Time Management groups Teamwork groups Stakeholder Management biotech Critical Thinking badge Professionalism verified Ethics & Integrity sync Adaptability favorite Emotional Intelligence laptop_mac Digital Literacy description Documentation theater_comedy Creativity trending_up Leadership

Technical Skills

table_chart Advanced Excel (Power Query/Pivots) fact_check Audit Basics gavel IFRS Fundamentals